I spend money on the next funds: Axis Bluechip, Axis Banking and PSU Parag Parikh Long Term, Kotak Standard Multicap, Mirae Asset Emerging, L&T Midcap, HDFC Small cap, DSP Tax Saver, Kotak Standard Multicap will change to Flexicap fund. There isn’t any exit load until 31 January 2021. Since I maintain a Mirae Asset Emerging, Axis Bluechip and Parag Parekh, is it high quality if I exit Kotak Standard and re-invest in present funds or a global fund. For worldwide fund what’s your view on PGIM India Global Equity Opportunities Fund and MOSL Nasdaq —Ejaz You are presently investing in eight funds—one every within the large-cap, mid-cap, and small-cap classes, 4 in diversified classes (together with one tax-saving fund), and a solitary debt fund (Axis Banking and PSU fund). The funds that you simply maintain are all high quality funds that may probably ship good returns over the long run. Your query is concerning Kotak Flexicap fund and whether or not you need to change it with a global fund. I’d advise in opposition to it. Among your holdings presently, the Parag Parikh fund already has a substantial abroad holding within the type of direct investments within the US inventory market. To increase it, particularly by changing a stellar performer resembling Kotak Flexicap will not be referred to as for right now. That mentioned, if you happen to assume you want an abroad fund along with your present holdings, you might go along with Motilal Oswal S&P 500 Index fund, which is essentially the most diversified US index fund that you might spend money on from India. Srikanth Meenakshi is co-founder, PrimeInvestor.in Subscribe to Mint Newsletters * Enter a sound e-mail * Thank you for subscribing to our publication.