The IT firm I work for supplies medical health insurance. Should I moreover go for private medical health insurance? If sure, which medical health insurance plan ought to I’m going for? I’m 26, single and haven’t any pre-existing illness.
—Arun Brahma
I like to recommend you purchase a person medical health insurance plan no matter employer-sponsored protection. Most employer-sponsored protection will be insufficient in case of main surgical procedure or essential sickness. You ought to have protection equal to your annual earnings with a minimal of ₹10 lakh. It helps to purchase a private medical health insurance plan early, as you begin accumulating a no-claim bonus, which reinforces your sum assured freed from price. Prefer a plan with a excessive no-claim bonus. You might additionally think about a brilliant top-up medical health insurance, that are considerably cheaper than common well being plans. Some plans provide the choice to convert the top-up plan into an everyday plan at a later date. You can train that possibility sooner or later.
Abhishek Bondia is principal officer and managing director, SafeNow.in.
Subscribe to Mint Newsletters * Enter a legitimate e mail * Thank you for subscribing to our e-newsletter.
Never miss a narrative! Stay related and knowledgeable with Mint.
Download
our App Now!!
