Corporate FDs are well-liked amongst buyers who need mounted returns greater than what financial institution FDs give, even at a barely greater danger. However, identical to FDs, curiosity on company FDs is totally taxable at your earnings tax charge, so issue within the submit tax returns. Mint doesn’t suggest company FDs to a median investor due to the chance concerned. But should you prefer to put money into them, nonetheless, you could reduce the chance by selecting issuers with excessive scores. An AA ranking signifies that the diploma of security concerning well timed fee is robust; the upper the ranking, the higher the chance capability of the issuer. Also make certain the phrases for untimely redemption usually are not very stringent. Here’s an inventory of company FDs which might be rated AA or above.