Aadhaar Enabled Payment Systems (AEPS) empower people to utilise their identification for accessing Aadhaar-enabled financial institution accounts, facilitating duties akin to withdrawing funds and checking balances. Although designed to simplify banking entry, there have been circumstances of monetary losses resulting from fraudulent actions involving stolen Aadhaar info. For occasion, in Karnataka, a girl fell sufferer to scammers who exploited her biometric knowledge, leading to a lack of ₹20,000.
The AEPS technique serves as a user-friendly technique for people to succeed in their financial institution accounts, notably useful for these missing smartphones or web connectivity. Even if you happen to don’t intend to make use of AEPS, there stays an opportunity that malicious people might exploit your knowledge to infiltrate your accounts. It is essential to stay vigilant about potential dangers and implement precautionary measures to safeguard towards fraudulent actions.
How to safe Aadhaar biometrics knowledge?
The Aadhaar Biometric Locking is a safety characteristic that empowers Aadhaar cardholders to safeguard their biometric info, together with fingerprints, iris scans, and facial recognition knowledge, to forestall unauthorised entry to their financial institution accounts. This characteristic is very essential in India, the place the AEPS is extensively employed for money withdrawals at ATMs and point-of-sale (POS) terminals, solely utilising Aadhaar biometrics.
To activate the Aadhaar biometric lock, you’ll be able to both entry the UIDAI web site or utilise the mAadhaar app. Once your biometrics are locked, they can’t be used for Aadhaar authentication till you select to unlock them, a course of that may be initiated via the identical strategies.
To safe your Aadhaar biometrics, comply with these steps:
Go to the UIDAI web site or set up the mAadhaar app.Log in to your Aadhaar account by offering your Aadhaar quantity and OTP.Navigate to the “Lock/Unlock Biometrics” option located in the “My Aadhaar” part.Re-enter your Aadhaar quantity and OTP for verification.Click on “Lock Biometrics.”A confirmation message will be sent to you to confirm the biometric lock.
Your Aadhaar biometrics are now securely locked. If you wish to unlock them at any point, simply follow the same process and select “Unlock Biometrics” as an alternative.
Why safe Aadhaar biometrics knowledge?
It’s important to know that securing your Aadhaar biometrics doesn’t impede your potential to utilise Aadhaar for varied functions, together with identification verification. You can nonetheless make use of your Aadhaar quantity and OTP to verify your identification when crucial.
Here are a number of benefits of securing your Aadhaar biometrics:
It safeguards your funds from potential AEPS scams.It shields your identification from fraudulent actions.It supplies you with the peace of mind that your biometric knowledge is protected and well-protected.
Consider these suggestions to safeguard your self from AEPS scams:
Exercise warning when withdrawing money, counting on ATMs and POS units solely from respected banks and monetary establishments.Refrain from disclosing your Aadhaar card or Aadhaar quantity to people you don’t have full belief in.Maintain your Aadhaar biometrics in a locked state except there’s a selected must utilise them.Stay knowledgeable about the newest AEPS scams and discover ways to keep away from them.
By adhering to those pointers, you’ll be able to play an energetic function in shielding each your funds and identification from potential fraud.
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Updated: 17 Oct 2023, 03:04 PM IST
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