Public faith in BHIM, the Unified Payments Interface (UPI)-powered government app, has surged, leading to a phenomenal 300% increase in monthly transactions in 2025. NPCI BHIM Services Limited’s latest data paints a picture of explosive growth: from 38.97 million transactions in January to 165.1 million by December.
A steady 14% average monthly uptick propelled this momentum, while transaction values ballooned to exceed ₹20,854 crore in December. Compared to last year, volumes are up 390% and values over 120%, proving BHIM’s appeal for both minor daily spends and bigger deals.
Delhi stands out as a top market, boosted by repeated low-value transactions. Usage splits show P2P at 28%, groceries 18%, quick-service restaurants 7%, dining 6%, mobile recharges 4%, fuel 3%, and online shopping 2%.
Simplicity and NPCI cashbacks are key attractions. ‘Our goal is secure, easy payments in even remote, low-bandwidth zones,’ noted MD & CEO Lalita Natarajan. This milestone reinforces BHIM’s role in India’s digital payment ecosystem.